Hampton Associates, Inc. Commercial Collection Agency  
  Phone: (877) 862-6340, Fax: (877) 862-6336

Credit Collection Information by State

Alabama
Alaska
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Arizona
California
Colorado
Connecticut
District of Columbia
Delaware
Florida
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Idaho
Illinois
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Puerto Rico
Rhode Island
South Carolina
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Tennessee
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Washington
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West Virginia
Wyoming

 

West Virginia Commercial Credit & Collection Information

INTEREST RATE

  • Legal: 6% (47-6-5, 4706-5b)
  • Judgment: 10% (56-6-31)

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Acct.: 5
  • Written Contract: 10
  • Domestic Judgment: 10
  • Foreign Judgment: 10

BAD CHECK LAWS (CIVIL PENALTY)
less of face or $500, plus reasonable costs

GENERAL GARNISHMENT EXEMPTIONS
See West VA code 38-5A-3-Employees withhold 20% of disposable income or 30x the minimum hourly rate, whichever is less. Other exemptions apply.

COLLECTION AGENCY BOND & LICENSE

  • Bond: $5,000 per branch
  • License: Yes - Franchise Reg. Cert.
  • Fee: $15 Annual
  • Exemption for out-of-state collectors: Contact state authorities. Some out-of-state agencies may be exempt if they are only collecting for out-of-state clients.

Hampton Associates, Inc.- Your commercial collection agency solution

Hampton Associates, Inc. 2003, 2004 Site Map